After you have been in an auto accident, you may have a lot of fears about who you can talk to and who you can trust. This is especially the case if you intend to file a personal injury lawsuit for your injuries or damage to your property.
For example, you might receive a phone call or letter from an insurance adjuster in the days following the accident. The adjuster will likely ask about the accident and what kind of injuries and damage you have incurred. Now, you might be wondering what you need to do next. Do you have to talk to an insurance adjuster? Better yet, should you?
You Should Exchange Information
In most cases, you will spend the first moments after an accident exchanging information with the other driver involved. At this time, do not make any promises or apologies. They will relay this information to their insurance companies, who may accuse you of taking responsibility for the incident. Generally, avoiding any discussion of fault at all at the scene of the accident, no matter who you believe to be at fault.
You Should Be Wary of What You Tell Police
Next, you should know that the statement you give to the police after an incident can be used by the other party's insurance company. The police report is available to everybody involved, and both attorneys and insurance companies will examine the statements.
You Should Speak With Your Own Insurance Company
It is very important that you cooperate with your own insurance company. They are working on your behalf, and they have the right to gather certain information. They will also use the information you give them to determine how to avoid paying on your behalf. Of course, you should speak to your attorney before you give any new information to an insurance company as a way to protect yourself.
You Should Not Speak With the Other Driver's Insurance Company
The other driver's insurance company is not working on your behalf. There are a few reasons you should avoid speaking with the adjuster who calls. For one, they may try to undercut you. Second, you may not yet realize how much your medical bills are going to cost.
You Should Hire an Attorney
Your next step is to hire an attorney who can help you understand who you should and should not speak to. A personal injury attorney will handle communication for you and answer your questions.Share
7 April 2020
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